Pacific Precious Metals Review

This is a national review of Pacific Precious Metals, written from a Texas reader's vantage point. Its aim is a plain-English look at whether this firm is a fit for a self-directed precious metals IRA rollover, based only on what the company itself publishes on its own captured pages.

Every claim about the company is tied to a specific URL captured on July 2026 by a plain HTTP fetch, plus Internet Archive snapshots where the live page returned a 404. Where the company does not publish a figure, we say so on the page, rather than borrow the figure from a third-party marketing directory.

One honest note about the frame. Harry's Coins does not receive any affiliate commission from Pacific Precious Metals. There is no financial reason for this review to route you toward the firm and none to route you away. The wedge below is fee transparency, and the numbers you see are the numbers the company itself has chosen to make public.

Four Bay Area storefronts, and what they signal

Most precious metals firms we review for a national audience run a call-center model. Pacific Precious Metals runs something different. The Contact Us page lists four physical retail storefronts, each with its own street address and phone number, all inside the San Francisco Bay Area (source: pacificpreciousmetals.com/contact-us/, checked July 2026).

The Sausalito store at 302 Caledonia Street Suite 3 is the corporate headquarters. The Palo Alto store sits on Middlefield Road at number 2778. Fremont operates from 39111 Paseo Padre Parkway Suite 111. Walnut Creek trades from 1330 N Broadway Suite E. Store hours across the four sites run weekdays plus Saturdays (source: pacificpreciousmetals.com/contact-us/, checked July 2026).

The About page frames this footprint plainly. It describes "four retail locations in the San Francisco Bay Area and a cutting-edge online shopping platform" selling gold, silver, platinum, and palladium products (source: pacificpreciousmetals.com/about-us/, checked July 2026). The same page mentions jewelry buy-back and X-ray fluorescence assaying. The core business is retail bullion, not retirement account administration.

That distinction matters for a national IRA-shopper reading this review. A retail bullion chain can be an entirely fair place to buy a one-ounce American Gold Eagle over the counter. It is a very different business from a firm whose primary product is a self-directed IRA held with a named trustee, at a named depository, on a published fee schedule.

The IRA URL that is currently a 404

Pacific Precious Metals' navigation menu carries a "Precious Metals IRA" entry under Services. The link on that menu resolves to pacificpreciousmetals.com/services/precious-metals-ira/. On July 2026, that URL returned an HTTP 404 with an "Oops! That page can't be found" body (source: pacificpreciousmetals.com/services/precious-metals-ira/, plain fetch on July 2026).

This is not a small housekeeping issue for a reader here to compare IRA offerings. The one page a first-time visitor would expect to define the account minimum, the trustee, the depository, and the fee schedule is currently absent from the live site. Nothing else on the captured pages substitutes a working IRA product page.

The homepage carousel does carry an IRA reference. The slide reads, verbatim: "Self Directed IRA. Invest with Confidence. Get Physical with your IRA. We work with most major self-directed IRA companies" (source: pacificpreciousmetals.com homepage carousel, plain fetch on July 2026). No trustee is named. No depository is named. No fee is quoted. No minimum is published.

Two long-form IRA blog posts do exist on the company site, and both are retrievable via Internet Archive. One is titled "Gold IRA Rollover Guide," the other "How to Start a Gold IRA" (source: web.archive.org captures of pacificpreciousmetals.com/blog/, checked July 2026). Both are educational rather than product-specific. Neither names a trustee, a depository, or a fee.

Five IRA cost lines that are not on the captured pages

Fee transparency is the wedge that decides most dealer reviews. A reader who cannot read the cost stack in dollars before the first phone call cannot forecast the ten-year drag on a $50,000 or $100,000 balance. The purpose of this section is to count the numbers.

Five IRA cost lines are missing from the captured pages of pacificpreciousmetals.com on July 2026. There is no published account minimum in dollars. There is no published account setup fee. There is no published annual custodian fee. There is no published annual depository storage fee. There is no coin-by-coin dealer spread schedule.

The chart below counts what the site does publish versus what it does not. The point is not a judgment about the retail bullion business itself. The point is a snapshot of what a first-time IRA visitor can verify without picking up the phone.

The reproduction below is the same inventory in written form. It carries the URL where each disclosed line appears, so a careful reader can reopen the source in a separate browser tab and verify each cell before making any decision.

How Pacific Precious Metals serves Texas investors

Pacific Precious Metals is not a Texas firm. It is not registered with a Texas storefront on the captured pages. Its four physical locations sit inside a single California metro, and its corporate mailing address is Sausalito, in Marin County (source: pacificpreciousmetals.com/contact-us/, checked July 2026). There is no Texas hire, no Texas SKU, and no Texas-branded landing page anywhere on the captured site.

The state-chartered Texas Bullion Depository in Leander is not referenced on any captured page. That state facility is administered by the Texas Comptroller of Public Accounts under Texas Government Code Chapter 2116 (source: texasbulliondepository.gov, checked July 2026). Its published participation lists do not name Pacific Precious Metals as a qualified relationship depositor.

The two published Gold IRA blog posts on the company site cite generic depository language (Delaware, "IRS-approved depositories") without naming a partner facility either in Texas or in any other specific state (source: web.archive.org captures of pacificpreciousmetals.com/blog/gold-ira-rollover-guide, checked July 2026). A Texas reader gets no in-state routing signal from the site.

The state-tax context for a Texas resident is a separate matter. Texas has no state personal income tax, a rule anchored in the Texas Constitution and confirmed on the Texas Comptroller's site (source: comptroller.texas.gov, checked July 2026). That fact applies to any IRA a Texas resident holds, regardless of which dealer facilitates the rollover.

The practical takeaway for a Texas reader is direct. Pacific Precious Metals can theoretically process a self-directed IRA rollover for a Texas customer, using an unspecified third-party trustee and an unspecified third-party depository. But nothing in the captured pages tailors the offering to Texas geography. In-state depository access, in-person storefront visits, and Texas-specific paperwork all fall away as options.

If in-state private storage in Texas is a decision factor for you, this firm is a harder fit than a competitor that names an Irving, Dallas, Shiner, or Leander vault relationship on its own product page. If in-person handoff at a physical counter matters to you, and you are physically near the Bay Area, that is a real strength.

The A-Mark filing trail visible in SEC records

Pacific Precious Metals is a private company that does not file its own reports with the U.S. Securities and Exchange Commission. It does, however, appear by name in the exhibits filed by A-Mark Precious Metals (NASDAQ: AMRK), a publicly traded wholesaler based in California (source: efts.sec.gov, filings by CIK 0001591588, checked July 2026).

The EDGAR full-text search on July 2026 returned ten filings containing the exact string "Pacific Precious Metals." Nine are exhibits to A-Mark 8-K and 10-Q filings between March 2019 and May 2025, describing amendments to A-Mark's Uncommitted Wholesale Loan Agreement or its Wholesale Loan Agreement. One is a 2026 8-K exhibit filed by Gold.com, Inc., a rebranded successor entity carrying the same CIK.

Two neutral things can be said about this trail. It confirms Pacific Precious Metals is a repeat counterparty on A-Mark's institutional inventory finance side, sufficient to be named in loan-agreement exhibits over more than five years. It also confirms the firm is embedded in A-Mark's dealer network rather than operating outside the industry's wholesale supply chain.

Two things this trail does not confirm. It does not confirm any particular retail markup on Pacific Precious Metals coins or bars. It does not confirm any custodian, trustee, or depository relationship. Loan-agreement exhibits are about wholesale supply, not about how the firm structures a retail IRA account for a retirement investor.

Regulator, BBB, and consumer-record checks

A dealer that has been in the market for over a decade carries some public record worth checking before wiring retirement funds. The correct path is to point a reader at the primary regulator sites, plus the mainstream review directories, rather than lean on any single aggregator claim.

A search of Commodity Futures Trading Commission press releases and enforcement pages for "Pacific Precious Metals" returned no active enforcement page on July 2026 (source: cftc.gov, checked July 2026). A search of the U.S. Securities and Exchange Commission's investor.gov alerts database returned no press release naming the firm.

A search of the Texas State Securities Board's enforcement action database also returned no page listing Pacific Precious Metals on July 2026 (source: ssb.texas.gov, checked July 2026). An absence of a listed action on a specific date is a snapshot; regulator records can change. Recheck each site directly at each stage of your own due diligence.

The Better Business Bureau profile is a common shopper reference for a retail firm of this age. On July 2026, a plain fetch of bbb.org for the Pacific Precious Metals profile returned a Cloudflare browser challenge, which is the same technical response many BBB profile pages currently return to a non-browser fetch (source: bbb.org, checked July 2026). The live letter grade, complaint tab, and government-action tab could not be captured for this review.

Trustpilot has no dedicated review profile for pacificpreciousmetals.com on the live site or the Internet Archive on July 2026 (source: web.archive.org confirmation, checked July 2026). A reader looking for third-party consumer testimony should open bbb.org, Google Business profile pages for the four store addresses, and Yelp pages for each of the four storefronts in a normal browser before deciding.

How a Pacific Precious Metals IRA typically opens

Because the dedicated IRA page is currently a 404, and because the captured pages do not name a default trustee, the account-opening path below is a reconstruction. It is drawn from the general Gold IRA educational posts on the company blog, plus the IRS rules under Internal Revenue Code Section 408 that apply to any self-directed IRA (source: irs.gov Publication 590-A, checked July 2026).

1. Call the Sausalito headquarters line at 415-383-7411, or visit one of the four Bay Area storefronts in person if you are local. Ask the staffer which self-directed IRA trustee the firm currently routes new accounts through, and request the answer by email on company letterhead.
2. Ask for the depository the firm currently uses for IRA storage. Ask whether Texas storage is possible, either at the state-chartered Texas Bullion Depository in Leander or at a private IRS-approved vault in Shiner or Dallas. Get the answer in writing.
3. Request a written fee sheet listing the account setup fee, the annual trustee fee, the annual storage fee for your expected balance, and the coin-by-coin dealer spread. These four numbers together decide most of the first-year cost.
4. Contact the named trustee directly. Verify that the trustee will accept an account funded by a rollover from your existing 401(k) or traditional IRA. Confirm the trustee's own fee schedule from its own site.
5. Choose direct trustee-to-trustee transfer for a 401(k) or an IRA rollover. Direct transfer avoids the 60-day deadline and the 20 percent mandatory withholding that apply to indirect rollovers (source: irs.gov Publication 590-A, checked July 2026).
6. After funds land at the trustee, schedule the pricing call with a Pacific Precious Metals staffer. Ask for the dealer spread on each coin quoted. Request a coin-by-coin price sheet by email immediately after the call, before any wire moves.
7. Route the trustee's wire to Pacific Precious Metals. The dealer ships the metal to the chosen depository. The depository returns a signed receipt to the trustee showing the exact troy ounces credited under your account number.
8. Save the trustee's account statement, the depository receipt, and the Pacific Precious Metals invoice as a single bundled PDF. Request quarterly statements from the trustee, and file the bundle with your tax records for the year of the rollover.

Worked example: an Austin reader with a $60,000 rollover

Balanced strengths and gaps

Verdict: who this route fits, who it does not

Pacific Precious Metals is a genuinely useful firm for a very specific reader: a Bay Area retail buyer who wants to walk into a physical storefront, hold a coin in hand, and receive live spot pricing over the counter. On that narrow use case, the four listed locations and the every-30-seconds pricing disclosure are real strengths.

For a national reader looking to open a self-directed precious metals IRA, this firm is a harder fit than several competitors we review. The IRA product page is currently a 404. The default trustee, the default depository, and the four core cost lines are not on paper. Every one of those questions must be resolved by phone before any commitment.

For a Texas reader specifically, the geography is unfavorable. There is no Texas storefront. There is no Texas Bullion Depository routing on the captured pages. The Bay Area storefront model that is Pacific Precious Metals' distinctive strength is inaccessible to a Texas retail buyer, and the IRA program does not compensate with a Texas-facing storage or custodian relationship.

Nobody can predict where metal prices will go. Nobody can guarantee that any precious metals IRA will outperform a diversified retirement portfolio. Past performance is not a guarantee of future results. Consult a licensed advisor before signing paperwork that touches your retirement account.

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By Harry's Coins Editorial. Last reviewed July 2026.